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如何用医疗费用扣税？

医疗和牙科费用通常只有在您用分项扣税额（非标准扣税额）且金额超过调整后总收入 (AGI) 的 7.5% 时才可扣除。对于大多数人，尤其是高收入群体，是没法利用此项扣除的。如果您的雇主提供灵活支出账户（FSA），您可以获得类似于扣除的税收优惠。您可以将部分薪酬转入该账户，以税前美元支付医疗费用。另一种安排是健康储蓄账户 (HSA)，但只有您采用高免赔额医疗保险计划 (HDHP) 时才可用。有 HDHP 的自雇人士也可以为自己设立 HSA 并向其存入可免税的款项。

Contribute to a Pre-tax Account to Fund Medical Expenses

Medical and dental expenses are generally deductible only if you itemize and only to the extent they exceed 7.5 percent of your adjusted gross income (AGI). For most individuals, particularly those with high incomes, this eliminates the possibility of a deduction. You can get a tax benefit similar to a deduction if your employer offers a Flexible Spending Account, sometimes called a cafeteria plan. You can redirect a portion of your compensation to the account to pay these types of expenses with pretax dollars. Another such arrangement is a Health Savings Account (HSA), though it's available only if you have a high-deductible health plan (HDHP). Self-employed with an HDHP? You can set up an HSA for yourself and make tax deductible contributions to it.

如何转化税务负担成为免税增值资产，请联系亚美专业会计师及财务顾问（北卡）咨询

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